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Get Travel Loan

A travel loan is an unsecured personal loan used for meeting the financial requirement for travelling. As these are unsecured in nature, you don’t have to submit any collateral to get this loan.

Most Banks and financial institutions provide loans for both foreign travels and travels within the country. Travel loan can be taken for a period of upto 5 years.

What are the various options to avail loan for travel and holidays?

    Unsecured Personal Loan from Banks

  • Loans for travel in and outside India
  • Loans of up to Rs 5 lakh, subject to the limit of actual travel expenses and eligibility.
  • Loans available for tenure of 3-24 months, payable in easy EMI’s
  • Interest rate from 14% -20%

    Credit Card based EMI Loans

  • Travel expenses converted into credit card EMIs
  • Loans offered for a tenure of 3 to 12 months
  • Interest rate ranges from 24%-36%

Loan Simple Process

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Simple procedure

Less Document

No Security or Guarantors

  • Individuals can simply apply for a travel loan by visiting the official website of the bank. You are required to submit documents online and get instant approval from the company or you can also visit the branch office of the bank and speak to bank officials for the loan application.
  • Salaried professionals must be employed in the job for a minimum of 6 months before they can apply for this loan.
  • Individual’s credit score must be acceptable to the banks. Most banks prefer individuals with a credit score of a minimum of 700.
  • Most lenders ask for a monthly income of at least Rs. 20,000 to give this loan.
  • Minimum: The applicant must be a minimum of 21 years of age.